{"product_id":"the-compact-book-of-adjusting-property-claims-fourth-edition-a-primer-for-the-first-party-property-adjuster-9798872696605","title":"The Compact Book of Adjusting Property Claims - Fourth Edition: A Primer for the First Party Property Adjuster","description":"\u003cb\u003eA Primer for the First Party Property Adjuster\u003c\/b\u003eThe insurance adjuster is seldom, if ever, mentioned in a policy of insurance. The strict wording of the first party property policy sets the obligation to investigate and prove a claim on the insured. \u003cp\u003e\u003c\/p\u003eStandard first party property insurance policies, based upon the more than a century old New York Standard Fire Insurance policy, contain conditions that require the insured to, within sixty days of the loss, submit a sworn proof of loss to prove to the insurer the facts and amount of loss. \u003cp\u003e\u003c\/p\u003eIn general, failure to file the proof within the time limited by the policy is fatal to an action upon it (\u003ci\u003eWhite v. Home Mutual Ins. Co\u003c\/i\u003e., 128 Cal. 131, 60 P. 666 (1900); \u003ci\u003eBeasley v. Pacific Indem. Co., \u003c\/i\u003e 200 Cal.App.2d 207, 19 Cal.Rptr. 299 (Cal. App. 1962).\u003cbr\u003eThe California Supreme Court in 1900, when it decided \u003ci\u003eWhite v. Home Mutual\u003c\/i\u003e concluded that the requirement of proof of loss by the insured within the 60-day limit provided by the standard form of policy is a condition precedent to the right of the insured to maintain suit.\u003cbr\u003e","brand":"Independently Published","offers":[{"title":"Default Title","offer_id":50869247148306,"sku":"9798872696605","price":22.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0831\/4771\/8930\/files\/img_705d2dce-646f-4e20-8797-75600e3a6ee4.jpg?v=1737751811","url":"https:\/\/surprise-castle.myshopify.com\/products\/the-compact-book-of-adjusting-property-claims-fourth-edition-a-primer-for-the-first-party-property-adjuster-9798872696605","provider":"Surprise Castle","version":"1.0","type":"link"}