{"product_id":"spend-well-live-rich-previously-published-as-7-money-mantras-for-a-richer-life-how-to-get-what-you-want-with-the-money-you-have-9780375759048","title":"Spend Well, Live Rich (Previously Published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have","description":"The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle \"7 Money Mantras for a Richer Life.\" Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. \u003cp\u003e\u003c\/p\u003e The 7 Money Mantras are: \u003cp\u003e\u003c\/p\u003e 1. If it' s on your ass, it's not an asset \u003cbr\u003e 2. Is this a need or is it a want?\u003cbr\u003e 3. Sweat the small stuff.\u003cbr\u003e 4. Cash is better than credit.\u003cbr\u003e 5. Keep it simple.\u003cbr\u003e 6. Priorities lead to prosperity.\u003cbr\u003e 7. Enough is enough. \u003cp\u003e\u003c\/p\u003e Michelle Singletary is a syndicated columnist for \u003ci\u003eThe Washington Post\u003c\/i\u003e whose popular personal finance column appears in more than 120 newspapers. She's also a mother of three children who understands what it's like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more.\u003cbr\u003e \"This book is about saving enough money to have choices,\" she writes. \"It's about feeling free to be cheap if you can't afford to buy a ton of gifts at Christmas. It's about eliminating wasteful spend-ing so you can begin to save and invest. It's full of uncommon commonsense lessons and guidance on the way people should use their money.\" \u003cbr\u003e With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. \u003cp\u003e\u003c\/p\u003e Michelle Singletary on . . . \u003cp\u003e\u003c\/p\u003e Romance and Money\u003cbr\u003e \"It's okay to say: 'Honey, I love you and everything, but if you need money, ask your mama.'\" \u003cp\u003e\u003c\/p\u003e Credit Cards \u003cbr\u003e \"We are minimizing our financial potential by making minimum credit-card payments.\" \u003cp\u003e\u003c\/p\u003e Car Buying\u003cbr\u003e \"If you want to save money, keep your car until you're on a first-name basis with the local tow-truck drivers.\" \u003cp\u003e\u003c\/p\u003e Leasing a Car\u003cbr\u003e \"You, too, can drive a car you can't afford and then have to give it back. It's crazy.\" \u003cp\u003e\u003c\/p\u003e Gift Giving\u003cbr\u003e \"Generosity isn't about how much you spend. It's about how much thought you put into the gift.\" \u003cp\u003e\u003c\/p\u003e Penny Pinching\u003cbr\u003e \"I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn't drive a stick-shift. But at least I saved $1,000 \"\u003cbr\u003e","brand":"Ballantine Books","offers":[{"title":"Default Title","offer_id":50491701920018,"sku":"9780375759048","price":12.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0831\/4771\/8930\/files\/img_f89692d7-8e96-4c99-89cf-8dcb957a4f4e.jpg?v=1730550780","url":"https:\/\/surprise-castle.myshopify.com\/products\/spend-well-live-rich-previously-published-as-7-money-mantras-for-a-richer-life-how-to-get-what-you-want-with-the-money-you-have-9780375759048","provider":"Surprise Castle","version":"1.0","type":"link"}