{"product_id":"collective-wisdom-9780578626949","title":"Collective Wisdom","description":"\u003cp\u003e\u003cstrong\u003eNo book tells you how to get ahead. This book does.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eDiscover how to get that first $1,000 in the bank. \u003cem\u003eThis book walks you through the simple journey of how to create surplus.\u003c\/em\u003e Find out how to create surplus in time or money, if not both. The importance of creating surplus in your life is monumental - it is structural. It is the foundation for a happy and productive life. Enjoy the journey. Learn the habit of creating surplus for yourself - or for you to help develop the skill in others. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eCollective Wisdom\u003c\/em\u003e\u003c\/strong\u003e helps the modern person get back to \u003cstrong\u003efinancial basics.\u003c\/strong\u003e The book reintroduces the concept of SURPLUS. It is a simple concept that many, both young and old, seem to have forgotten about or perhaps were never introduced. If you were fortunate, you may have grown up in a family that ran its own business. If you did, you understand this concept implicitly. For the vast many of us, it needs to be learned. \u003cstrong\u003eIt is an essential building block for getting ahead in life. \u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThere was a time when business math and reconciling a check book were part of the standard high school curricula. Even then, the fundamental building block for creating capital was not emphasized. \u003cstrong\u003e\u003cem\u003eCollective Wisdom\u003c\/em\u003e\u003c\/strong\u003e shares with all the fundamentals ... and \u003cstrong\u003esimple, easy to implement ways to create surplus every day, every week, or every month.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFrom getting a roomate to reduce your monthly overhead to providing strategies to reduce or eliminate credit card debt, \u003cstrong\u003e\u003cem\u003eCollective Wisdom\u003c\/em\u003e\u003c\/strong\u003e provides novel ways for any person to attack their financial situation with confidence. Some strategies are truly unique. Check out the chapter titled \u003cstrong\u003eDinner Club\u003c\/strong\u003e. Other solutions may be things you have forgotten. Use the book to re-familiarize yourself \u003cstrong\u003eor to discuss with others so that you can make them apart of your team.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eCollective Wisdom\u003c\/em\u003e\u003c\/strong\u003e is a refreshing take on \u003cstrong\u003efinancial literacy.\u003c\/strong\u003e It teaches you how to \u003cstrong\u003ebuild.\u003c\/strong\u003e\u003c\/p\u003e\u003cbr\u003e","brand":"2 Continents LLC","offers":[{"title":"Default Title","offer_id":51720781922578,"sku":"9780578626949","price":10.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0831\/4771\/8930\/files\/img_44836cf0-d347-481c-9e88-2cb0a4d6b1ad.jpg?v=1762936001","url":"https:\/\/surprise-castle.myshopify.com\/products\/collective-wisdom-9780578626949","provider":"Surprise Castle","version":"1.0","type":"link"}