{"product_id":"401-k-s-iras-for-dummies","title":"401(k)s \u0026 IRAs for Dummies","description":"\u003cp\u003e\u003cb\u003eFrom the basics down to investing, get the most out of your 401(k) and IRA in any economic environment \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhen you're ready to start setting aside (or withdrawing) money for your retirement--whenever that might be--\u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e is here for you! It covers both types of retirement plans because they each have valuable tax benefits, and you may be able to contribute to both at the same time. With the practical advice in this book, you learn how to manage your accounts, minimize your investment risk, and maximize your returns. Sounds like a win-win, no matter your situation or where you're at in life. \u003c\/p\u003e \u003cp\u003eWritten by a well-known expert and 'father of the 401 (k)', Ted Benna, \u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e helps you keep up with the ever-changing rules surrounding both retirement plans--including the rules from the SECURE and CARES Acts--and avoid the mistakes that can lead to higher taxes and penalties. Additional topics include: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eTax strategies before and after retirement \u003c\/li\u003e \u003cli\u003eRequired distributions and how much you need to take \u003c\/li\u003e \u003cli\u003ePenalties for taking money out early and how to avoid them \u003c\/li\u003e \u003cli\u003eWhat happens to your or your spouse's retirement plan after death or divorce \u003c\/li\u003e \u003cli\u003eThe rules for taking money out of an inherited plan \u003c\/li\u003e \u003cli\u003eMethods for calculating required minimum distributions \u003c\/li\u003e \u003cli\u003eSpecial tax benefits for conversions to Roth IRAs \u003c\/li\u003e \u003cli\u003eHow to recharacterize IRA or Roth contributions \u003c\/li\u003e \u003cli\u003eWhy IRA based plans are a better options for many small employers\u003c\/li\u003e \u003cli\u003eHelping solo entrepreneurs and other small businesses pick the right type of plan\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWhether you're just starting to think about a retirement plan, planning when to retire, or you're facing retirement, you'll find useful and practical guidance in \u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e. Get your copy today! \u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAbout the Author\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eTed Benna\u003c\/b\u003e is commonly referred to as the \"father of 401(k)\" because he created and gained IRS approval of the first 401(k) savings plan.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eBrenda Watson Newmann\u003c\/b\u003e began her career as an Associated Press foreign correspondent and later moved to Silicon Valley as Managing Editor at \u003ci\u003e401k Forum\/mPower\u003c\/i\u003e.\u003cbr\u003e\u003c\/p\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":50647192076562,"sku":"9781119817246","price":21.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0831\/4771\/8930\/files\/img_56a484d7-d55f-407e-a491-876f3e13c0fe.jpg?v=1733197652","url":"https:\/\/surprise-castle.myshopify.com\/products\/401-k-s-iras-for-dummies","provider":"Surprise Castle","version":"1.0","type":"link"}